Terms and Conditions

By accessing the Kentucky Higher Education Assistant Authority (hereinafter referred to as "KHEAA") website, the user is subject to the following terms and conditions, which KHEAA reserves the right to change at any time. Please read the following information carefully. If you do not agree to these terms and conditions, do not use this website.

This website is provided as is. While KHEAA attempts to keep the information, materials and processes of this site as current and accurate as possible, KHEAA makes no warranties or representations of any kind about this site or the information, software, functions, processes or other content herein. KHEAA reserves the right to change, add or remove portions of this site at any time for any reason. KHEAA has no control over or responsibility for content or operation of other websites hyperlinked from this site and does not endorse or warrant these sites or their sources.

KHEAA accepts no liability for damages resulting from use of this site or any hyperlinks to this site. KHEAA disclaims any warranties, expressed or implied, including, without limitation, non-infringement, merchantability or fitness for a particular purpose. KHEAA makes no guarantee that access to this site will be uninterrupted, error-free or free from viruses or other harmful code.

Use of this site for submission of forms provided herein does not automatically qualify the user for any type of financial aid. KHEAA must first review and approve any applications/requests submitted before they may become effective. KHEAA reserves the right to reject requests that are submitted on altered forms or forms that are incomplete. Estimators used on this site for repayment or other calculations may differ from the actual, applicable amounts.

This site may collect user information such as browser types, domain names, IP addresses, pages visited, and the length of user sessions for the sole purpose of web site enhancement. Personal information provided by the user will be utilized only to lawfully administer user loan accounts and/or provide user services, products and opportunities. Transmissions to and from this website may not be confidential and, consequently, may be read or intercepted by others.

Users of this site shall not transmit/post any information to this site that infringes the copyright or property rights of others.