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Families
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Repaying Your Loans
- Your Responsibilities
- Finding Your Federal Loan Information
- Beginning Repayment
- Repayment Plans
- Trouble Making Your Payments?
- Deferments and Forbearances
- Loan Discharge/Cancellation
- Forgiveness and Repayment Programs
- Stafford Teachers Loan Forgiveness Program
- John R. Justice Repayment Program
- Federal Nursing Education Loan Repayment Program
- Default
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Military and Veterans
Make funding for college simple
FIXED rates as low as 3.50% APR* and NO FEES. The Advantage Education Loan lets you borrow the money you need for college.
Simple.
You can visit Advantage Education Loans for more details.

*APRs and quoted savings are representative samples for educational purposes only and may not reflect current or actual loan rate offers or available percentage rates. Your actual APR will depend upon your credit transaction and credit history and will be determined once a credit decision is made.
Quick Links
- Getting the Facts
- Zip Answer
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- John R. Justice Loan Repayment
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- Calculator
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- Feedback/Compliments
Helpful Links
- Advantage Education Loan
- KHESLC
- Kentucky Lottery Funded Programs
- Kentucky Education Savings Plan Trust
- Kentucky.gov
Some links will take you to external websites. KHEAA has no control over and is not responsible for those sites.
- Copyright 2019 KHEAA