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Repaying Your Loans

Federal Nursing Education Loan Repayment Program

This federal program provides loan forgiveness to registered nurses in exchange for two years of service at a critical shortage facility. RNs are eligible to have up to 60% of their qualifying federal student loan balance forgiven. Recipients may also be eligible to have another 25% of their balance forgiven for working a third year at such a facility. Priority is given to applicants whose qualified nursing education loans are 40% or more of their annual salaries.

Critical shortage facilities include:

  • Disproportionate share hospitals.
  • Nursing homes.
  • Federally designated community health centers.
  • Federally designated migrant health centers.
  • State or local public health departments.
  • Rural health clinics.
  • Indian health service centers.

For more information, contact the NELRP Call Center at (877) 464-4772 or callcenter@hrsa.gov.

Check the NELRP website to determine the deadline and to apply online. Full details are available at the U.S. Department of Health and Human Services, Health Resource and Service administration website.