Everyone wanting to borrow a PLUS loan must undergo a credit check before applying. Zip Decision lets you perform a credit pre-approval. After the credit determination is made, an inquiry will appear in your credit history.

Choose PLUS Parent if you're the parent of a dependent undergraduate and you want to borrow a PLUS loan to help pay for your student's education.

Choose GradPLUS if you're a graduate or professional student wanting a PLUS loan to help pay for your education.

For more information about PLUS loans, go to our Borrowers section.