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Zip Decision

Everyone wanting to borrow a PLUS loan must undergo a credit check before applying. Zip Decision lets you perform a credit pre-approval. After the credit determination is made, an inquiry will appear in your credit history.

Choose PLUS Parent if you're the parent of a dependent undergraduate and you want to borrow a PLUS loan to help pay for your student's education.

Choose GradPLUS if you're a graduate or professional student wanting a PLUS loan to help pay for your education.

For more information about PLUS loans, go to our Borrowers section.

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Technical problems? Call the Help Desk at 1-800-818-2678

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in employment or services and provides, upon request, reasonable accommodations to afford
individuals with disabilities an equal opportunity to participate in all programs and activities.

Questions and comments are welcome. Contact:

P.O. Box 798
Frankfort, KY 40602-0798